3 Month Cd Rates
Three-month Certificates of Deposit (CD) rates from online banks are often above average if you are willing to open and manage your account using the Internet. Most online banks offer an online application and money can be transferred to fund the CD via an electronic transfer, check, wire, or credit card. To view rates for other CD terms, click the tabs above.
- CIT Bank CDs renew to the same term automatically, except for the 13-month CD and the 18-month CDs. Upon maturity, the former automatically renews as a 1-year CD and the latter renews as a 2-year.
- Maturity Ranges ( 3/2/2021 ) Rates up to: 1-3 Month CDs: 0.04%APY: 4-6 Month CDs: 0.05%APY: 7-9 Month CDs: 0.03%APY: 10-18 Month CDs: 0.1%APY.
3 Month CD National Average: 0.32% ?
Best 3-Month Jumbo CDs Rate Term Minimum; Michigan State University Federal Credit Union: 0.40% APY: 3-5 months: $100,000: Credit Union of Denver: 0.30% APY: 3 months: $50,000: Justice Federal.
3 Month Cd Rates Fidelity
Advertiser Disclosure
| BANK | APY? | MIN? | |
|---|---|---|---|
| Axos Bank, a division of Bofi Federal Bank | 0.20% | $1,000 | Learn More |
Sweldon, Jay Feb 12, 2021 Bofi is a shell game. Stay away. Read More | |||
3 Month Cd Rates Nj
3 Month Online Certificates of Deposit 2021
Three month CDs are generally the shortest CD term offered by a bank. Online CDs are opened via the Internet from banks that do not have brick-and-mortar operations. In general, online banks offer higher rates by passing on the savings from a lack of a branch network. The disadvantages of an online bank, especially for a short term 3 month CD is that users need to roll over the CD and conduct all business via the Internet and sometimes by phone. A depositor does not have the ability to walk into a branch and handle the transaction.
3 Month Cd Rates Wells Fargo
Three year CDs generally pay significantly less an online savings accounts but offer less flexibility and liquidity. The CD also offers very little in the way of afixed interest rate because the term is only for three months. After that, the CD must be renewed at the prevailing interest rate. In most cases, depositors would be better off with an online savings or money market account.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view theIncome Generating Investments Comparison Chart.