Chase Bank Cd Rates

'Chase Private Client' is the brand name for a banking and investment product and service offering. Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Authority: CHASE is a major US national chartered bank (JPMorgan Chase Bank, N.A) and among its banking services and products it provides retail CD deposits that are FDIC insured. It has origins back to 1799 and its distribution network of ATMs and branches are some of.

1. Chase Bank Cd Rates Illinois
2. Chase Bank Cd Rates Special Promotion
3. Chase Bank Cd Rates Today

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Open a Chase Certificate of Deposit

You must be an existing Chase checking customer to open online.

Open a CD account See rates and terms to fit your needs

Certificate of Deposit FAQ

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A certificate of deposit, or CD, is a deposit account with us for a specified period of time.

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$1,000

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We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.

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There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:

• If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
• The amount of your penalty will be deducted from principal.

See the Deposit Account Agreement and rate sheet for further details

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The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.

Find a Chase ATM or branch

To find a Chase ATM or branch near you, tell us a ZIP code or an address.

Open a Chase Certificate of Deposit

You must be an existing Chase checking customer to open online.

Open a CD account See rates and terms to fit your needs

Certificate of Deposit FAQ

expand

A certificate of deposit, or CD, is a deposit account with us for a specified period of time.

expand

$1,000

expand

We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.

Chase Bank Cd Rates Illinois

expand

There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:

• If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
• The amount of your penalty will be deducted from principal.

See the Deposit Account Agreement and rate sheet for further details

expand

The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.

Find a Chase ATM or branch

To find a Chase ATM or branch near you, tell us a ZIP code or an address.

Chase Bank Cd Rates Special Promotion

FPO PAGE CONTENT

Common Questions About CD Ladders

Chase Bank Cd Rates Today

• A CD ladder is a group of 4 CDs opened at the same time for the same amount, but for different terms. When each CD matures, its term will change to the longest term of the ladder.

  A CD ladder can help you build a saving strategy to earn interest over time, while providing you access to a portion of your funds at staggered intervals.

• Clients with a linked Chase Private Client Checking^SM1account can open a CD ladder with a banker at any branch.

• CD ladders may be opened in a branch and cannot be opened online at this time. All 4 CDs in a ladder are opened at the same time, for the same amount, with a minimum of $1,000 in each CD.

• A CD ladder allows you to earn interest, and provides you access to your money at staggered maturity dates.

• We offer two CD ladders:

  • 4-month CD ladder made up initially of 1, 2, 3, and 4-month term CDs
  • 12-month CD ladder made up initially of 3, 6, 9, and 12-month term CDs

  Note: Each CD in the ladder receives its own unique account number and CD receipt at account opening.

• Yes,each CD in a ladder is FDIC insured up to the maximum amount allowed by law.

• Each CD will automatically renew to the longest term of the ladder (either 4 or 12 months). You will be reminded of the new term on your CD Maturity Notice, which you will receive as each CD in the ladder reaches maturity.

• You may add or withdraw money in a CD during the grace period following each CD’s maturity date.²

• Interest rates vary based on the account balance at opening or renewal. Meet with a Private Client Banker to see the CD ladder section of the Chase Private Client Deposit Rates for the specific interest rate for each CD term in a ladder.

• A traditional CD cannot be changed to a CD ladder. However, once your traditional CD matures, you can choose to withdraw funds and open a CD ladder as a group of 4 CDs.